Essential Winter Prep Tips for Your Home

As winter approaches, many homeowners are concerned about keeping their homes safe and warm. By taking a few proactive steps now, you can prevent stress and costly insurance claims later.

Seal Gaps Around Windows and Doors

Sealing gaps is a classic but effective way to retain heat and reduce energy bills. Invest in weatherstripping or caulk for windows and doors to keep the cold air out.

Update Smart Thermostat Settings

Modern smart thermostats can adjust automatically to reduce energy waste. Setting your thermostat between 68°F and 70°F while you're home is both comfortable and efficient.

Insulate Exposed Pipes

Preventing freezing and bursting pipes is crucial, especially in basements or exterior walls. Use proper insulation to protect against the cold.

Schedule a Heating System Checkup

An annual inspection of your heating system can help avoid surprise breakdowns during cold snaps. Make sure everything is in top working condition before the chill sets in.

Boost Indoor Air Quality

Improving indoor air quality is important during the winter months. Use HEPA filters for viruses and particles, or MERV 13+ filters for dust and allergens in HVAC systems or portable units.

Clean Out Gutters

Clearing out leaves and debris from your gutters can prevent ice dams and water backup when the heavy snow arrives. It's a vital step for maintaining your roof.

Clear and Check Solar Panels

If you have solar panels, activate winter modes and ensure snow is cleared after storms to maintain efficiency.

Document Your Home Digitally

Create a smartphone video walkthrough of your home and valuables. This documentation can streamline potential insurance claims.

Even a few of these steps can make a significant difference in protecting your home this winter. Stay proactive, and remember that it's never too late to start. Consider reviewing your homeowners insurance policy with us, especially if you're unsure what’s covered during winter weather events.